Insurance

I have not quite figured out life I guess. 7 months ago we bought my wife a new car since her old car was a piece of crap. We shopped around and ended up buying a 2009 Hyundai (those that want to give me crap about buy american don't bother. I do buy American but not when it is a
low grade product).

The point of this rant is that my wife was involved in an accident 2 weeks ago that totalled her new car. She walked away with nothing more than some bumps and bruises. The people in the other car were unharmed, and we both thank God for that.

It took about 2 weeks to get the estimate done and the paperwork completed the vehicle was ruled a total loss. We just have difficulty following the math. We paid approx $20000.00 for the car. We put down $10000.00 cash and financed the rest. In the 7 months we had the car we made payments of about $1750.00 dollars. After all the finance charges added in we are getting less than $4000.00 dollars back. It is hard to figure. We paid a total of about $11750.00 dollars on a $20000.00 car and get $3000.00 back. So we lost somewhere around $8000.00 for using the car for 7 months. What a f**king rip. But as I keep hearing "Obama will fix it".

This will bring up more of the heat I have gotten both in personal life and online about being a rascist. I am not a rascist. The color of his skin makes absolutely no matter to me. However there is a huge amount of racism surrounding Obama. Is it racist to vote for a candidate because of his race? Yes. Is it racist to feel that now he is in office he will change things to help those oif color? Yes. It is not possible to remove race from the equation. I simply choose to look at other factors to base my like or dislike for him, and I dislike him for who he is, what he stands for, what he believes.